Life / Contracting
Life
Offers Term, Universal and Indexed Universal Life
Annuity
Life
Offers Term, Universal and Indexed Universal Life
Life
Health
Other
Annuity
AG Secure Lifetime GUL® II guaranteed universal life insurance combines long-term financial security with the flexibility to adapt to changing needs
Life
Annuity
Easy issue Whole Life / Final Expense for ages 50-85.
Annuity up to age 90!! with a 4% bonus up to age 85 and the client keeps the bonus at the time of death. NO Agent charge back even in year 1.
Life
Annuity
Good to sell to 401K Rollovers that are not Seniors due to longevity of rider and high interest.
Annuity
Health
Other
Life
NON-Medical Term
Simplified Issue Critical Illness & Disability
Life
We offer a variety of Term Life Insurance, ranging from 10yr - 30yr and also universal life products that provide flexibility in premium payments and adjustable death benefits.
Cancer
Other
Life
Med Sup
Competitive Medicare Supplement, also offers Cancer - Heart Attach - Stroke
Application can be taken over the phone with e-App
Annuity
Life
Great variety of annuities up to age 90!!!
Life
Non-Medical Term for people who do not want to do a physical or give blood, most policy's issued in 48 hrs.
Great for young sick people, graded whole life starts at age 20!! not 50 like most companies.
Life
Easy issue Whole Life, Term and Universal Life.
Offers great member benefits like scholarships, legal counseling and inspiring community activities.
Annuity
Great Annuities up to age 85, "Valor" offers higher payouts instead of large bonus. "Safe Return" offers clients 100% return of premium at anytime.
Good match for seniors with CD's that don't want to tie up their money.
10% simple income roll-up and you can cancel at any time.
Health
Other
Life
Short Term
Care
Their Advantage Plus is a must see for clients with Medicare Advantage Plans. This plans help pay hospital, ambulance and skilled nursing copays.
They also offer Short Term Care, Heart-Stroke-Cancer detection policy's.
On-line applications.
Health
Other
Life
Med Adv
PDP
Offers Medicare Advantage Plans with a large provider network.
Also offer underage health insurance.
Annuity
Life
Long Term
Care
GREAT SINGLE PREMIUM (Money Guard) use mostly with ages 65 and over, fully underwritten like a LTC so harder to get approved. INCLUDES RETURN OF PREMIUM AT NO CHARGE WHEN EVER THEY WANT THEIR MONEY. Also has great No Lapse UL.
Life
Long Term
Care
Great Single premium life with built in long term care benefit, comparable to Lincoln Money Guard.
Life
Short Term
Care
NO Questions - Guarantee Issue Whole Life with 120% return of premium if the death occurs in the first 2 yrs.
No Question Home Health Care Nursing Home policy. HHC is only declined if client is already receiving care or unable to do 1 or 6 adl's
Life
A member of the Cigna family, they offer Medicare Supplement policy's and you can take the application over the phone
Annuity
Health
Other
Life
Short Term
Care
Known for the Dental / Vision / Hearing plan ages 18-80 with day one coverage. No Network, but for added saving it includes Careington Dental network.
Also offers Short Term Care.
Annuity
Health
Other
Life
Med Sup
Long Term
Care
No of the Lowest priced Medicare Supplement on the market.
Great simplified issue Whole Life and Universal Life.
Annuity
Life
SELL TO 401K ROLLOVERS IN THEIR 20'S/30'S MINIMUM OF $2000 qualified or $5000 non qualified. GREAT FOR YOUNGER PEOPLE WITH VERY LOW 401K ROLLOVERS DUE TO 2K MIN. INCOME RIDER GROWS AT 5% COMPOUND FOR UNLIMITED YEARS
Life
Guaranteed Issue ages 40-80, one page application, direct express card approved, 48hrs issue of new business and you can sell it over the phone
Life
One of the Best Index Universal Life policy's, has great Living Benefits
Annuity
Life
Great Annuities for Seniors, "Income Today", 30% premium bonus 1st year can take income day 1, 37.5% premium bonus if client takes income year 2, 45% premium bonus if client takes income year 3. "Income Tomorrow", 14% simple income roll-up first 10 years.
Life
GREAT SINGLE PREMIUM (Money Guard) use mostly with ages 65 and over, fully underwritten like a LTC so harder to get approved. INCLUDES RETURN OF PREMIUM AT NO CHARGE WHEN EVER THEY WANT THEIR MONEY. Also has great No Lapse UL.
Annuity
Health
Other
Life
Med Sup
Short Term
Care
They offer Whole Life, Term Insurance, Hospital Indemnity and Medicare Supplement. Some of the products can be sold over the phone
Life
GREAT SINGLE PREMIUM (Money Guard) use mostly with ages 65 and over, fully underwritten like a LTC so harder to get approved. INCLUDES RETURN OF PREMIUM AT NO CHARGE WHEN EVER THEY WANT THEIR MONEY. Also has great No Lapse UL.
Life
Easy issue whole life, very very good pricing if your client is super healthy, only downside is it take awhile to get policy issued.
Annuity
Life
Offers good variety of annuities especially 5 & 7 year walkaway product. Also has Good IUL like Allianz and Athene
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